Billbook vs Xero
Plans, prices and features side by side, from Xero's own Australian pages, checked on 25 October 2026. Where Xero is ahead, we say so.
What it costs
Every plan, a month, GST included.
| Plan | A month, GST included | Who can sign in | What you get |
|---|---|---|---|
| Billbook | |||
| Free | Free | Just you | Everything to run your books.Everything in Free |
| Pro | Optional | Up to 10 people | Bill import with AI, your team and more.Everything in Pro |
| Xero | |||
| Ignite | $37.00Up from $35 on 1 July 2026. New customers can get 90% off for 3 months until 2 November 2026. | No per-user fees | Invoices and quotes. Bank reconciliation. GST and BAS lodging. Basic receipt capture. Payroll for 1 person.Limits: 20 invoices and 5 bills a month. No multi-currency, expense claims or projects.Source (opens in a new tab) |
| Grow | $78.00New customers can get 90% off for 3 months until 2 November 2026. | No per-user fees | Everything in Ignite. Unlimited invoices and bills. Automatic bill entry. Payroll for 2 people. Expense claims for 1 user.Limits: No multi-currency or projects.Source (opens in a new tab) |
| Comprehensive | $107.00New customers can get 90% off for 3 months until 2 November 2026. | No per-user fees | Everything in Grow. Full receipt capture. Multi-currency. Payroll for 5 people. Expense claims for 5 users. Budgets.Limits: No projects.Source (opens in a new tab) |
| Ultimate 10 | $143.00Ultimate 20, Ultimate 50 and Ultimate 100 ($300) are the same plan with more people in payroll. | No per-user fees | Everything in Comprehensive. Payroll for 10 people. Projects for 10 users. KPIs and industry benchmarks.Source (opens in a new tab) |
| Ultimate 20 | $180.00 | No per-user fees | Everything in Ultimate 10. Payroll for 20 people.Source (opens in a new tab) |
| Ultimate 50 | $250.00 | No per-user fees | Everything in Ultimate 10. Payroll for 50 people.Source (opens in a new tab) |
| Ultra | $500.00 | No per-user fees | Everything in Ultimate. Extra payroll at $2 a person. Consolidations and forecasting with Syft. Priority support.Source (opens in a new tab) |
Prices are in Australian dollars a month, GST included, at the standard price (not intro deals). Xero's were checked on 25 October 2026 on their pricing page (opens in a new tab).
Feature by feature
| What | Billbook | Xero |
|---|---|---|
| Unlimited invoices on the cheapest plan | Free | NoIgnite allows 20 invoices and 5 bills a month. Grow and up have no limit.Source (opens in a new tab) |
| Payroll with Single Touch Payroll | Coming soon | YesIncluded by headcount: 1 person on Ignite, 2 on Grow, 5 on Comprehensive, 10 or more on Ultimate.Source (opens in a new tab) |
| Lodge your BAS from the software | Coming soon | YesOn every plan.Source (opens in a new tab) |
| Multi-currency | Free | PartlyComprehensive and up.Source (opens in a new tab) |
| Stock tracking | Free | YesOn every plan.Source (opens in a new tab) |
| Projects and job costing | Free | PartlyUltimate and up, for 10 users ($7 a month for each extra user).Source (opens in a new tab) |
| Live bank feeds | Coming soon | YesOn every plan.Source (opens in a new tab) |
| Receipts read for you | Pro | YesBasic on Ignite and Grow, full from Comprehensive.Source (opens in a new tab) |
Where Xero is ahead today
Fair's fair. These are live for them and coming soon for us.
Payroll with Single Touch Payroll
Xero has it today. Included by headcount: 1 person on Ignite, 2 on Grow, 5 on Comprehensive, 10 or more on Ultimate. Ours is coming soon.
Source (opens in a new tab)Lodge your BAS from the software
Xero has it today. On every plan. Ours is coming soon.
Source (opens in a new tab)
Where Billbook is ahead
A free plan, forever
Billbook Free costs nothing and isn't a trial. Xero doesn't have a free plan.
Source (opens in a new tab)Unlimited invoices on the cheapest plan
Included in Billbook. Xero doesn't have it. Ignite allows 20 invoices and 5 bills a month. Grow and up have no limit.
Source (opens in a new tab)
Fair questions
Try it on your own books.
Billbook is free to start, with no card. Bring your books across when you're ready.
Xero is a trademark of Xero Limited. Billbook isn't connected to Xero Limited.