Xero's 2026 price rise: what it costs now and your options
Xero's Australian prices went up on 1 July 2026. The old and new price of each plan, what it adds up to over a year, and what you can do about it.
Updated 4 min readBy the Billbook team
In this article
Xero put its Australian prices up on 1 July 2026, for new and existing subscribers. For the plans in Xero's update, the rise is between $2 and $28 a month, and Xero also stopped its discount for running more than one organisation. All prices here include GST and are as at October 2026.
Below is what each plan cost before and after, what that adds up to over a year, and what you can do about it. We make Billbook, one of the alternatives, so every figure links back to Xero's own pages.
What changed on 1 July 2026Link to this section
Xero announced the change on its pricing update page (opens in a new tab) (the archived copy, checked October 2026, as the page now redirects to Xero's current pricing (opens in a new tab)). Three things changed:
- every plan's monthly price went up
- the change applied to existing customers too, not only new ones
- the multi-organisation discount stopped, although promo codes already issued are honoured until they expire
Old and new prices, plan by planLink to this section
A month, including GST, before and after 1 July 2026:
| Plan | Before | After | Rise a month | Rise a year |
|---|---|---|---|---|
| Ignite | $35 | $37 | $2 | $24 |
| Grow | $75 | $78 | $3 | $36 |
| Comprehensive | $100 | $107 | $7 | $84 |
| Ultimate 10 | $130 | $143 | $13 | $156 |
| Ultimate 20 | $162 | $180 | $18 | $216 |
| Ultimate 50 | $222 | $250 | $28 | $336 |
In dollars, the bigger the plan, the bigger the rise. As a share, Ignite went up by about 6%, Grow about 4% and Comprehensive 7%. The Ultimate plans went up by 10% to 13%.
Xero also lists Ultimate 100 at $300 a month and Ultra at $500 a month (as at October 2026). New customers can get 90% off for their first 3 months until 2 November 2026, or a month free instead.
What it means for you, plan by planLink to this section
On IgniteLink to this section
The rise itself is small. The bigger question is whether Ignite still fits. It allows 20 invoices and 5 bills a month (opens in a new tab), and Xero's page says the limit counts both approving and sending, and that transactions from connected apps can count too. If you keep bumping into it, the step up is Grow at $78 a month, more than double.
On Grow or ComprehensiveLink to this section
You're paying $36 or $84 more a year for the same plan. The main things Comprehensive adds over Grow are multi-currency, payroll for 5 people instead of 2, full receipt capture and budgets. If you don't use those, Grow does the same job for less.
On an Ultimate planLink to this section
This is where the rise bites. Ultimate is priced by how many people you pay, and Ultimate 50 is $336 a year more than before. If your headcount has dropped, check whether a smaller Ultimate plan covers you. Projects come with every Ultimate plan, so a smaller one keeps them.
Running more than one organisationLink to this section
Losing the multi-organisation discount means each organisation now costs the full price. If you run a few businesses, or keep a quiet company or trust on its own subscription, that's often the biggest change of all. Have a look at whether each one still needs its own paid plan.
Your optionsLink to this section
Stay with Xero and right-size your planLink to this section
For a lot of people this is the simplest move. Look at the last three months:
- How many invoices and bills did you enter? Under 20 invoices and 5 bills a month fits Ignite.
- How many people did you pay? Each plan includes payroll for a set number of people.
- Did you use multi-currency, budgets or projects? If not, you may not need Comprehensive or Ultimate.
Move to a cheaper programLink to this section
If the numbers still don't sit right, there are cheaper options in Australia, and two with a free plan. Here's Billbook beside Xero, with every fact sourced and dated:
| What | Billbook | Xero |
|---|---|---|
| Free plan | Yes, Free forever | NoSource (opens in a new tab) |
| Cheapest paid plan, a month (GST included) | FreeNo paid plan needed | $37.00IgniteUp from $35 on 1 July 2026. New customers can get 90% off for 3 months until 2 November 2026.Source (opens in a new tab) |
| Unlimited invoices on the cheapest plan | Free | NoIgnite allows 20 invoices and 5 bills a month. Grow and up have no limit.Source (opens in a new tab) |
| Multi-currency | Free | PartlyComprehensive and up.Source (opens in a new tab) |
| Stock tracking | Free | YesOn every plan.Source (opens in a new tab) |
| Projects and job costing | Free | PartlyUltimate and up, for 10 users ($7 a month for each extra user).Source (opens in a new tab) |
| Receipts read for you | Pro | YesBasic on Ignite and Grow, full from Comprehensive.Source (opens in a new tab) |
Prices are in Australian dollars a month, GST included, at the standard price (not intro deals). Xero's were checked on 25 October 2026 on their pricing page (opens in a new tab).
Billbook Free has no cap on invoices or bills, and your accountant can work in the same books at no cost to you. More in Billbook vs Xero.
For MYOB, QuickBooks, Reckon One and Zoho Books side by side, see cheaper Xero alternatives in Australia.
Moving your books acrossLink to this section
If you do move, you don't start from scratch. Export the trial balance and general ledger detail from Xero, drop them into Billbook, and we bring your accounts, balances and history across and check the totals match. The steps are on switching from Xero, and the detail is in moving your books.
- Drop in the trial balance and general ledger detail.
- Accounts, balances and history come across.
- The totals are checked to the cent before you switch.
Billbook is free to start, with no card and no trial clock.
Get started freeThe bottom lineLink to this section
The 2026 rise is a few dollars a month on the small plans and up to a few hundred dollars a year on the bigger ones, more again if you used the multi-organisation discount. Before you do anything, check you're on the plan you need. Then, if it still costs more than it's worth to you, compare the alternatives with their own published prices.
Xero is a trademark of Xero Limited. Billbook isn't connected to Xero Limited.
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